North Carolina FOP
License Plate
Fraternal Order of
Police University
Auto, Home & Life
Insurance
Active
members of the Gaston County Lodge can display a Fraternal Order of Police
civic club license plate on vehicles registered to the member. Issued by the
Department of Motor Vehicles, the cost of these plates is $30 per year,
compared to $20 for a standard plate, and $40 for a personalized plate.
After you receive your plate, the $30 will be paid each year when you renew
your plate.
The Fraternal
Order of Police-Legal Plan, Inc. is an optional program created by the
National Fraternal Order of Police. The program is designed specifically
to cover the law enforcement exposures faced by members.
The Legal Plan pays
legal defense costs on behalf of participating members for the following
actions and proceedings: administrative, civil and/or criminal.
Coverage is
provided when a participant is acting within the scope of their law
enforcement employment duties. For the law enforcement professional,
duty related legal defense protection is a necessity as the frequency
and cost of allegations against officers continues to rise. The FOP
Legal Plan offers active members a very affordable and comprehensive
coverage plan.
The NCA's exclusive
program offers qualifying FOP members significant discounts off automobile,
homeowners and life insurance rates.
NCA is a highly
specialized agency that has served the law enforcement community for more
than 40 years and has achieved a reputation that is unsurpassed. Their
successful history serving the families of law enforcement has enabled them
to expand into 44 states and to serve many different law enforcement
agencies and organizations throughout the nation.
Convenient billing
methods are available including monthly bank account deductions, direct
billing and payroll deduction for participating agencies.
There is no cost to
the NFOP and our members could receive anywhere from a 10% to 20% reduction
in tuition and/or credit for past degree work, POST training and FBI Academy
training.
None of the
universities or colleges have a campus visit or residency requirement nor do
they require the GRE/GMAT tests.
The
Fraternal Order of Police University (FOPU) is a consortium of colleges and
universities who will provide members of the Fraternal Order of Police with
multi-varied learning programs. These programs are traditional and
non-traditional forums.
The formation of FOPU
allows members the ability to take courses which will accommodate the unique
necessities of a working law enforcement officer's schedule. These courses
can be taken on-line which will make it easier for our members to obtain
their degrees. All the colleges and universities who are participating are
accredited institutions.
on law enforcement labor issues
including progress on legislation from our advocacy center in Washington,
D.C.
North Carolina
Police Officer is published three times each year. Each issue contains
reports from our state leadership, along with articles of interest from
local lodges, and updates on legislative issues.
The BlueNote is
a Web-based publication that updates members on the activities of the North
Carolina State Lodge, along with local lodge news.
Members
of the Fraternal Order of Police receive news and information from several
sources, including FOP Journal - our national newspaper; North
Carolina Police Officer - our state magazine; the BlueNote - our
state Web publication, along with the national, state and local lodge Web
sites.
The FOP Journal,
published six times a year, is the official publication of the National
Fraternal Order of Police. Each issue contains reports from the Grand Lodge
executive board and various committees, articles of interest from local
lodges, updates
In keeping with our
continued commitment to effective labor services, the committee also seeks
to provide a comprehensive understanding of the complex legislation
impacting law enforcement officers — knowledge crucial to establishing
protections from unfair labor practices.
The
Education Services Committee is responsible for the development and
implementation of professional law enforcement training programs and events.
Our goal is to maintain the highest standard in providing quality education
and excellence in training.
The Fraternal Order of
Police is committed to equipping law enforcement professionals with the
necessary skills needed to enhance their career development and quality of
life.
Because
of training and experience, law enforcement officers are safer drivers; they
have fewer accidents and file fewer claims. As a result, it costs the
insurance companies less to insure them than it does to insure others. For
that reason, FOP members deserve lower automobile insurance rates.
The Fraternal
Order of Police insurance program is available in most states and offers
nationally recognized, financially strong insurance carriers that
provide discounted rates exclusively through this program.
Active or retired
FOP members and their immediate families are eligible to participate in
the program.
Other coverage
available through the National Computers Agencies, Inc. include:
motorcycle, boat, RV, personal umbrella, flood, antique/classic cars,
motor homes, snowmobiles and personal watercraft.
The
Fraternal Order of Police Legal Defense Plan is offering HR-218 coverage for
FOP active and retired law enforcement officers.
Legal defense
coverage will be provided for civil or criminal claims associated with
HR-218 – Federal Law Enforcement Officers Safety Act of 2004.
The annual
coverage limit will be $15,000 at a cost of $50 per participant. If you are
currently a participant of the Fraternal Order of Police Legal Defense Plan,
coverage for HR-218 is automatically included.
The Moonlighting Liability
Insurance Program protects individual law enforcement officers who perform
extra duty jobs. In addition to protecting the officer, coverage is extended
to the non-governmental entity that has contracted the officer’s services.
By offering
protection to the extra duty employer you have a distinct marketing
advantage over other programs, which may not extend coverage to the hiring
entity.
The plan
provides a $100,000 to $500,000 limit of liability including legal defense
costs for claims alleging bodily injury, property damage or personal injury
while working any authorized off duty job. The cost of the program depends
on the amount of liability coverage, from $198 to $595.
The North Carolina
Fraternal Order of Police Death Benefit Program is protection against
financial loss resulting from death. It is the North Carolina State Lodge's
promise to pay your beneficiary a specific amount of money when you die in
exchange for keeping your membership in good standing.
A basic benefit of
$3,000 will be paid for a death by natural causes. Beneficiaries will
receive $6,000 in the event a member suffered an accidental death. In the
case of a line of duty death, the beneficiary would receive $9,000.
Military personnel
assigned to law enforcement duties are covered under the natural and
accidental portions of the coverage. Should a line of duty death occur, the
State Lodge would pay that portion of the coverage only if the death was
related to the law enforcement function. The line of duty benefit will not
be paid if the death occurred either in a combat situation or any military
situation not related to the law enforcement function.
To become eligible for
lifetime membership in the Death Benefit Program, law enforcement officers
must maintain continuous membership in the North Carolina Fraternal Order of
Police at least five years prior to retirement, unless the individual
retired due to an unforeseen disability through the law enforcement
retirement system.
For More Information
About The Programs & Services
Offered
www.ncfop.org
For More Information
About The Programs & Services
Offered
www.fop.net
The Fraternal Order of
Police works with Nationwide Advantage Mortgage Company® to offer
members and their families a mortgage program that makes home financing
easy, inexpensive and stress-free.
If you're purchasing a
new home, mortgage solutions are available for a range of incomes, down
payments and credit scores.
For one or two unit
investment properties, we offer mortgages with as little as 10% down. No
landlord experience required.
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The
Fraternal Order of Police has more than 12,000 items for sale to active and
associate members of the Gaston County Lodge. Some items require purchase
through the lodge. Most can be purchased by members through the FOP
Merchandise Web site. Items include apparel, hats, glassware, jewelry,
stationary, sports equipment, and collectibles items - all displaying the
FOP logo.
A valid membership
card grants active members access to more than 2,100 FOP lodges across the
United States, including lodges in Charlotte, the District of Columbia, Las
Vegas, Los Angeles, Miami, New York City, Houston, or any place where there
is a FOP meeting. Your card is a gateway to conventions, conferences and
other special FOP-sponsored events.
The
Blue Line 457 Plan is a union-sponsored deferred compensation program
provided exclusively to Fraternal Order of Police members. The FOP has
chosen to partner with ICMA-RC to provide this program to members.
Deferred compensation
is a program that allows you to invest today for your retirement. Federal
and (in most cases) state income taxes are deferred until your assets are
withdrawn, usually during retirement when you may be in a lower tax bracket.
You can contribute up to $15,000 of your salary.
All active members currently
employed by and providing service to state or local government entities are
eligible to participate in the Blue Line 457 Plan if their lodge and
employer have agreed to offer the program. Unfortunately, FOP members
providing service for the federal government are not eligible to
participate.
Through the Blue Line 457
Plan, you are able to invest in a full range of investment options including
actively managed funds, index funds, target-date funds and risk-based funds.
You may specify your investment allocation at the time of enrollment. If no
allocation information is provided on the enrollment form, contributions
will be invested in the
VantageTrust PLUS Fund. The VantageTrust
PLUS Fund (the “PLUS Fund”) is a stable value fund that invests in
investment contracts issued by financial institutions.
Participating in the Blue
Line 457 Plan is voluntary and offers many benefits including:
-
You reduce your current
income taxes while investing for retirement.
-
Your earnings accumulate
tax-deferred.
-
You can dollar cost
average through convenient payroll deductions.*
-
You may be allowed to
make additional “catch-up” contributions if you are 50 (or
older) or within three years of your normal retirement age
and already contributing the maximum to your plan,
-
It’s portable. If you
change jobs, you can consolidate your savings in another
public sector employer’s 457 plan, a qualified 401 plan, a
tax-sheltered 403(b) annuity plan, or a Traditional IRA.
-
If you retire or leave
service early, there is no penalty for withdrawals.
-
Supplemental investments
are helpful in states and communities where no contribution
is made to Social Security.
Florida
FOP Travel is a full service travel agency offering FOP members additional
discounts on all individual and group travel. Whether it is hotel, cruise
and airline reservations, Florida FOP Travel will help arrange your
vacation.
Your
Travel Experts is a full service travel agency offering FOP members
additional discounts on all individual travel. Groups and fundraising
programs are our specialty. Our company works with all major cruise lines
and tour companies to bring you the best of the world. With over 50 years of
combined travel experience, our professional and accredited agents have a
vast insight into the sometimes confusing world of travel.
With special discounts
and the highest levels of service there's never been a better reason to rent
with Avis! And low rates are just the beginning...we go the extra mile for
you with special offers and personalized, attentive service that will put a
smile on your face, too. For
member reservations, call (800) 331-1212 and mention your AWD# S034700. Save
additional money with money saving coupons from MSTA Membership Department.
Enroll in Avis Preferred Express program using the AWD# and save the $50.00
on yearly enrollment fee.
Enterprise Rent-A-Car
is pleased to announce a program that will provide members of the Fraternal
Order of Police preferred pricing at over 5,000 airport and local locations
in North America. Enterprise offers a wide selection of cars, trucks and
vans to meet a variety of needs. So whether you need a van to move cargo or
people, a luxury car for a wedding or a convertible to head off on vacation,
Enterprise will be able to help you get on the road. In addition to
servicing every major airport in the U.S., an extensive network of local
locations puts the car you need right in your neighborhood. If getting a
ride to our office is a concern, just call us — we'll pick you up.
The
North Carolina Fraternal Order of Police, through its Legal Defense Fund,
offers to assist in the legal defense of members in good standing with the
State Lodge and the Gaston County Lodge when such members face litigation or
prosecution for acts within the scope of a member's employment as a law
enforcement officer.
The Legal Defense Fund
is for those situations where the law enforcement officer inflicts fatal or
serious injuries upon a person or persons, is sued for civil damages or
prosecuted on criminal charges related to any incident that occurs within
the member's scope of employment or faces suspension without pay or
termination as a result of any incident that occurs within the member's
scope of employment.
Optional Benefits
Standard Benefits
Members and their families can order specially-printed personal checks
displaying the FOP logo as low as $13.95 per box. The checks come in single
and dup-licate style.
Apply
for the Grand Lodge Platinum Plus® MasterCard®
credit card with WorldPoints® rewards.
It's the only credit card that provides support to the FOP each time you
make a purchase, and it rewards the member with points for cash, brand-name
merchandise, travel, and much more.
